Texas coast public entities now have a better and more stable option for all of their property coverage. CPAT offers Gulf Coast public entities a better and more stable option for all their property coverage.
Member owned-and-governed, CPAT is the most comprehensive insurance solution available on the market today. Members can purchase coverage from a single carrier to cover buildings and contents from named-storm, wind, hail, and all other exposures.
The program was created by NAS, part of the American Fidelity family of companies. One of the keys to CPAT's strength is its reinsurance relationships.
CPAT Membership Benefits - Seamless property coverage
- Access to the PCAT program for school casualty coverage
- Blanket property coverage
- No co-insurance
- CPAT interlocal agreement satisfies state bidding requirements
- No WPI8 inspections
- Texas-based claims administration with one claim, one adjuster
- Annual property valuations
- Proactive loss prevention plus storm preparation leads to fewer losses and faster recovery
- Dedicated recovery services for quick stop-loss and faster recovery
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