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| Serving the property casualty needs of more than 100 school districts. |
"North American Solutions has provided us with a quality product, excellent service, and has saved us money! What more can a school district want?"
David Polnick, Abilene ISD |
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Greater cost stability. Tailor-made coverages. Improved claims handling. If your Texas school is in need of a long-term, cost-effective approach to insurance, look no further. PCAT is a non-profit, Member owned-and-governed risk program created by Texas school districts, junior colleges and other related educational entities. PCAT manages the Property, Automobile, General Liability and Educator's Legal Liability exposures unique to Texas schools.
Rooted in investment-minded thinking, PCAT is different from other conventional insurance plans. Property and casualty funds are not commingled with the funds and loss exposures of other unrelated funds, such as workers' compensation or group health.
Devoted to program integrity, PCAT offers its Members long-term property and casualty insurance cost savings while maintaining stability in their budgeting process, which also gives school administrators greater peace of mind.
Why PCAT? - Member owned-and-governed
- Provides property and casualty coverage to more than 100 member districts comprising nearly 15% of total student ISD population
- Program stability: the second-largest risk program in Texas
- Rate stability: Members have the option of locking in their rates for up to five years
- Cash dividends: In years when claims activity is low, funds are returned to Members as cash dividends
- Easy-to-join Interlocal: satisfies state bidding requirements
- Competitive costs
- Comprehensive coverage
- Annual property valuation service
- Risk management conferences
- Onsite facility survey inspections
- SafeBus® Program
- Visit PCAT University
- 24-hour claims service
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