Property Casualty Alliance of Louisiana

Property Casualty Alliance of Louisiana (PCAL) is a unique and cost effective approach to other conventional insurance plans.  It is a program designed to provide greater cost stability, tailor-made coverages, and improved claims handling.  PCAL effectively manages the Automobile, General Liability and Educator's Legal Liability exposures unique to Louisiana schools. 

PCAL, being the first Interlocal Risk Management Agency (IRMA) formed in Louisiana for public schools, is the leader in the field.  

PCAL distinguishes itself favorably from other risk management funds and insurance programs by devotion to program integrity.  Submitting to annual independent financial audits tests PCAL's integrity, and the fiscal integrity is managed by submitting to annual independent actuarial studies.  PCAL provides greater peace-of-mind for school administrators.

Key Benefits of Membership

• Easy to Join Interlocal
• Competitive Costs
• Comprehensive Coverage
• Member Owned and Governed
• Property Valuation Service
• Risk Management Conferences
• On-Site Facility Survey Inspections
• Safebus© Program
• 24-Hour Claims Service